HMO Dentist Insurance at Sierra Dental Health: Finding the Best Plan for You
Dental insurance can be confusing. With a variety of dental plans and providers to choose from, it can be difficult to find the best plan for you. Fortunately, at Sierra Dental Health in Fontana, CA, we accept a variety of insurance plans from many different providers, and we’ll work with you to find the best plans for your needs.
What’s HMO Dental Insurance?
There are two main types of dental insurance, PPO and HMO plans. HMO stands for health maintenance organizations, and these plans are usually cheaper than PPO plans. Under HMO plans, the insurance provider will sign contracts with a network of dentists who agree to provide dental services to members at predetermined rates. For example, Sierra Dental Health is an in-network provider with a variety of dental insurance companies. HMO plans are often used by businesses to provide insurance for their employees, but they’re also available to individuals and families.
With HMO plans, you need to select a primary dentist. Sierra Dental Health is an excellent primary dentist option because we provide expert care in a variety of dental areas such as general and cosmetic dentistry, orthodontics, and oral surgery.
What’s PPO Dental Insurance?
PPO stands for preferred provider organizations, and these plans have higher premiums than HMO plans. Like HMO plans, PPO plans are used by businesses to provide insurance for their employees, but they’re also available to individuals and families. PPO providers have contracts with a network of dentists, like Sierra Dental Health, and this network provides its plan members with discounted rates on dental care. Dental care rates are lower if you select an in-network provider, but a PPO member has the freedom to choose a dentist outside of their network.
You Have Plenty of Insurance Options at Sierra Dental Health
Sierra Dental Health accepts insurance from a variety of providers including Aetna, MetLife, Cigna, United Healthcare, Guardian, Regence, Assurant Health, and Delta Dental. If you have questions about selecting a plan, we’ll help you choose a plan that works best for you. If you want to receive quality care from Sierra Dental Health, and you’re wondering if you can use your insurance with us, please give us a call. We’ll answer any of your questions about dental insurance and help you get the dental care you need.